History

Jul.

Acquired shares of Bitcash Inc., a company engaged in the issuance of prepaid electronic money, making it a member of the AIFUL Group

Jun.

Acquired shares of Salop, Inc., a compay engaged in the system engineering service, and making it a member of the AIFUL Group

May.

Announced Medium-term Management Plan 2024

Jan.

AG Guarantee Co., Ltd. (currently a consolidated subsidiary) merged with AG Miraibarai Co., Ltd, a consolidated subsidiary of the Company, and changed its name to AG Payment Service Co.,Ltd

Nov.

Acquired shares of Liblock Inc., which manages the system engineering service, and became member of the AIFUL Group

Mar.

Acquired shares of Seven Seas Co., Ltd., which manages the system engineering service, and became member of the AIFUL Group

Feb.

AIFUL BUSINESS FINANCE CORPORATION (currently a consolidated subsidiary) changed its corporate name to AG BUSINESS SUPPORT CORPORATION
Renewal of LIFECARD’s Visual Identity/ Announcement of New "Art Symbol" and "Corporate Name Logo"

Jan.

Acquired shares of FPC Co., Ltd., which manages the small amount short-term insurance business, and became member of the AIFUL Group

Jul.

Renewal of Group Visual Identity/ Announcement of New "Art Symbol" and "Corporate Name Logo"
AIFUL Group companies below have been renamed as follows: AIFUL GUARANTEE CO., LTD. (currently a consolidated subsidiary) to AG GUARANTEE CO.,LTD.; AIFUL Partners Corporation to AG Partners Corporation; AIFUL STOCK CENTER CORPORATION to AG STOCK CENTER CORPORATION; AIFUL SMILE LEASEBACK CORPORATION to AG Smile Leaseback Corporation.

Apr.

Shifted to 'Prime Market' of the Tokyo Stock Exchange
Established AG Smile Leaseback Corporation, which manages the Leaseback business

Jul.

AG Medical Finance Co., Ltd., commences the medical fee-type secured loan business

May.

Anshin Guarantor Service Co.,Ltd. a group company, changed its listing to the First Section of the Tokyo Stock Exchange

Jul.

AIFUL Group companies below have been renamed as follows:
BUSINEXT CORPORATION (currently a consolidated subsidiary) to AIFUL BUSINESS FINANCE CORPORATION; AsTry Loan Services Corporation (currently a consolidated subsidiary) to AG Loan Services Corporation; LIFE GUARANTEE CO., LTD. (currently a consolidated subsidiary) to AIFUL GUARANTEE CO., LTD.; Life Stock Center Co., Ltd. to AIFUL STOCK CENTER CORPORATION; and AsTry Partners Corporation to AIFUL Partners Corporation.

Jun.

Established AG Miraibarai Co.,Ltd, which manages the Postpay settlement business

Apr.

AIFUL’s manned stores operating nationwide are transitioned to a corporate sales organization that sells products of the AIFUL Group

Mar.

Group company Anshin Guarantor Service Co., Ltd., is included in the scope of an equity method affiliate

Jun.

AIRA & AIFUL Public Company Limited is included in the scope of consolidation

May.

Acquired shares of PT REKSA FINANCE, which manages the used cars loan business in Indonesia

Apr.

The 50th anniversary of AIFUL’s establishment

Apr.

New Frontier Partners Co., Ltd. (a current consolidated subsidiary) changed its corporate name to AG Capital Corporation.

Nov.

Shares of Anshin Guarantor Service Co., Ltd., a group company, are listed on the Tokyo Stock Exchange Mothers

Oct.

AIRA & AIFUL Public Company Limited commences the consumer finance business in Thailand with the A Money brand

Apr.

SANSHU Finance Corporation, which manages the lease business in Shanghai, China, becomes a member of the Group

Dec.

AIRA & AIFUL Public Company Limited, a joint venture, is established with AIRA Capital, as an overseas subsidiary in Thailand

Jan.

LIFE GUARANTEE CO.,LTD commences installment guarantee business.

Jul.

Subsidiary LIFE Co., Ltd. (now a consolidated subsidiary) established a wholly owned subsidiary for the credit card business and credit guarantee business, called Life Card Co., Ltd. (now a consolidated subsidiary)

Apr.

Dislisted voluntarily from Osaka Securities Exchange

Jun.

Introduction of executive officer system

Apr.

Revised management philosophy. The new management philosophy is "Earn the trust of society through corporate activity based in integrity"
Established Risk Management Committee

Mar.

Absorption merger of id Credit Corporation and Net One Club Corporation

Apr.

Established a new company, AGM Research Institute Co., Ltd.
Introduced 8th Scoring System

Feb.

id Credit Corporation and Net One Club Corporation are commenced operations

Sep.

Established specialized internet loan companies, id Credit Corporation and Net One Club Corporation

Mar.

Converted Passkey Co., Ltd. into 100% subsidiary

Feb.

Converted TCM. Co. Ltd. into 100% subsidiary

Jul.

KOKUSAI Capital Corporation changed its name to New Frontier Partners Co., Ltd.

Jun.

Apr.

Concluded sponsor agreement with TCM. Co. Ltd.
Happy Credit Corporation merged with Sinwa Co., Ltd., and Sanyo Shinpan Co., Ltd. The incorporated company changed its name to Tryto Corporation.

Mar.

Converted KOKUSAI Capital Co., Ltd. into 100% subsidiary

Feb.

Sold Taiwan-style "family restaurant" business, Alishan to BB Restaurant Service corp.

Jan.

Joined the Japan Business Federation (Nippon Keidanren)
Received "Listed Company Disclosure Commendation" from the Tokyo Stock Exchange

Oct.

Converted business finance company City's Co. Ltd. into 100% subsidiary

Jun.

Entered cash dispenser/ATM alliance with city banks
Acquired MasterCard International principal member license

May.

Formed a partnership for business loan guarantee with Daiwa Bank, Ltd.

Apr.

Introduced 7th Scoring System,
Established Compliance Committee
AIFUL services made available from ATMs of group companies Happy Cedit Co., Ltd., Sinwa Co., Ltd., and Sanyo Shinpan Co., Ltd.

Mar.

Purchased claims from business loan division of Misawa Homes Co., Ltd.

Feb.

AIFUL services made available from ATMs of group company Sinwa Co., Ltd.

Dec.

Introduced stock options

Nov.

Partial transfer of treasury stock (4.12%) related to LIFE Co., Ltd., to main financial institutions
Established servicer company AsTry Loan Services Corporation in joint venture with Aozora Bank, Ltd.

Aug.

Issued 8.5 million new shares through public subscription (domestic and overseas) and raised 83.3 billion in new capital.

June.

Converted Sanyo Shinpan Co., Ltd., into 100% subsidiary

Apr.

Introduced loan adviser system

Mar.

Converted LIFE Co., Ltd., into 100% subsidiary

Feb.

Completed new headquarters building (Shimogyo-ku, Kyoto）

Jan.

Established business finance company Businext Co., Ltd. through a joint venture with Sumitomo Trust and Banking Co., Ltd.

Oct.

Concluded sponsor agreement with LIFE, a sales finance company

Jun.

100% subsidiary of AIFUL took over operating assets from Happy Credit Co., Ltd., and Sky Co., Ltd., and commenced operations as Happy Credit Co., Ltd.
Converted Sinwa Co., Ltd., into 100% subsidiary (share exchange method)
ICapital increased to 39.78852 billion yen

May.

Reached two million customer accounts
Implemented stock split at 1.5 shares for 1 ordinary par value share

Apr.

Launched "e-cashing" Internet cashing service

Mar.

Balance of loans reaches one trillion yen
Listed on First Section, Tokyo Stock Exchange and First Section, Osaka Securities Exchange

Sep.

Completed installation of 16 "Concentration Centers" for automated loan agreement machines

Jul.

Concluded agreement on transfer of operating assets of Nippon Benefit Co., Ltd.

May.

Implemented stock split at 1.2 shares for 1 ordinary par value share
Registered as certified finance corporation based on "Law Concerning the Issuance of Corporate Bonds for the Financial Industry Loan Business" (Kinki Bureau of Finance Chief No. 1)

Feb.

Opened automated application teller "Concentration Center Kyoto"

Oct.

Listed company's stock on the Tokyo Stock Exchange Second Section, Osaka Stock Exchange Second Section and Kyoto Stock Exchange

Apr.

Issued 4.0 million new shares through public subscription

Oct.

Began full-scale sales of commercial loans for consumers

Jul.

Over-the-counter registration of company's stock with the Japan Securities Dealers Association

Jan.

Launched association of five consumer credit companies

Nov.

Established an Internet Homepage

Jun.

Entered cash dispenser/ATM alliance with distribution credit card companies

Mar.

Completed installation of “Ojidousan”, an automated loan agreement machine, at Kanda north exit branch and Ikebukuro west exit branch

Nov.

Opened Heartful Center (now Contact Center, the company's centralized management center for toll-free inquiries and loan applications)

Mar.

Absorption merger of MARUTOH Co., Ltd. (Based on the merger, established Amusement Business Section in the Restaurant and Entertainment Department as the group responsible for the company's karaoke business.)

Dec.

Converted MARUTOH Co., Ltd. (Sakyo-ku, Kyoto: real estate business) into a subsidiary

Oct.

Special sponsor of AIFUL Cup Kyushu Sports Festa in Kamitsue '93.

Aug.

Opened Taiwanese Family Restaurant "Arisan" in Kyoto

Feb.

Began operation of the AI Computing Center, Aiful's dedicated computer information processing facility

Aug.

Absorption merger of Toshi Finance Co., Ltd.. (Based on the merger, established Aiful's Secured Loan Department (Now the Secured Loan Business Department) as a specialized division for large-sum real estate-secured loans)

Jul.

Introduced auto-pricing system (System for automatically performing periodic credit examinations after customers borrow)

Aug.

All branches begin handling loans secured by real estate

May.

Received transfer of business rights for loan business from Marumiya Co., Ltd.

Mar.

Introduced first Scoring System (automated credit check system)

Oct.

Began sales of real estate-secured loans

Mar.

Registration of money lenders based on enactment of the Money Lending Business Control Law

Feb.

Start of ATM operations (AIFUL Fine Cards issued)

Jul.

Began providing unsecured loans for sole proprietors

May.

Marutaka, Inc. absorbs three related companies (Oasa, Inc., Yamakatsu Sangyo, Inc., Maruto, Inc.) and increases its equity capital to 0 million
Name simultaneously changed to AIFUL CORPORATION
Origin of the Company Name
The name of the Company was chosen through in-house suggestions, which takes the first letter from each of the key words in the following sentence: “A company with Affection, Improvement, and Faithfulness in carrying out its operations, filled with the spirit of Unity and Liveliness.”