This page provides basic information about our company, as well as an overview of the unsecured consumer loan market.

For details on the AIFUL Group’s business overview and strategies, please refer to the Investors' Guide.

What are Unsecured Consumer Loans?

Unsecured consumer loans refer to the practice of lending money to individuals based on their creditworthiness, without requiring collateral.

Key Features of Unsecured Consumer Loans

The features of unsecured consumer loans can be summarized by the four “S's”.

Unsecured Consumer Loan Market

An overview of the trends in the unsecured consumer loan market.

Structure of the Unsecured Consumer Loan Business

The key concepts are “Contracting,” “Credit Assessment,” and “Receivables Management.”

Business areas of the AIFUL Group

The AIFUL Group is mainly engaged in four businesses, including providing loans.

Profit Structure of the AIFUL Group

The AIFUL Group strives to diversify business risks as well as sources of revenue.