aiful
Personal loans at Aiful, when you need cash in hurry! For customers, who do not have ability to read and write in Japanese.Loan application form available either in English and Portuguese.
Please check out advantages on choosing Aiful Personal Loans.
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Repayments up to 51 installments.
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Competitive interest rates of 6.8% up to 18.0% (annual effective).
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No guarantor, nor collateral needed.
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Take out loan up to 3 million yen (subject to analysis).
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Cash handy at any Aiful's ATM within Japan.
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We have application forms available in English and Portuguese.
Information for taking out loan, please contact at any of our branch offices below:
Hokkaido
Aomori
Akita Iwate
Yamaguchi Simane Tottori Hyogo Kyoto Fukui Ishikawa Toyama Niigata Yamagata Miyagi
Saga Fukuoka
Nagasaki Oita
Kumamoto Miyazaki
Okinawa
Kagoshima
Hiroshima Okayama Osaka Nara Shiga Gifu Nagano Gunma Tochigi Fukushima
Ehime Kagawa
Kochi Tokushima
Wakayama Mie Aichi Shizuoka Yamanashi Saitama Ibaraki
Kanagawa Tokyo Chiba
Loan of 100,000 yen at an effective annual interest rate of 18.0%, with 20 repayments every 30 days.
Repayment
No.		 Outstanding
principal		 Repayment
Amount		 Principal Interest
1 100,000 6,479 5,000 1,479
10 55,000 5,813 5,000 813
20 5,000 5,073 5,000 73
General Terms and Conditions of Cash Loans.
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 Not exceeding 3 million yen (For new customers, 2 million yen or less).
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 For amount over 500,000 yen, is required to bring income certificate such as,
withhold income tax certificate, etc. (Analysis for Approval is needed).
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 Interest rates of 6.8% up to 18.0%(Annual effective rates).
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 Late repayment rates 20.0% (Annual effective rates).
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 Repayment method: Revolving payments effective rates on principal. A period of Repayments (installments); Not exceeding period of 5 years counting from immediately after first borrowing (consists of 1 to 51 installments).
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 Eligibility for borrowing: At least age of 20 years old, have regular source of income and capacity for repayment, all qualified borrowers must satisfy the criteria of Aiful Corporation.
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 No guarantor/no collaterals (Content analysis for approval is needed).
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 Document required: Foreign registration card (Gaikokujin tourokusho).
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 The ability to carry on daily conversation in Japanese is a condition of eligibility for loans.
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 All loans are subject to an internal review, which will determine whether the application is rejected or accepted.
 
If you know someone who may be interested in taking out a loan, please let them know about our services.
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